Hunger – You Can’t Teach It

One thing about being a world traveler is that over time you get to build a comprehensive database filled with so many different people and personalities. But no matter where I go, one thing is constant — Everyone desires financial independence.

In other words, “work (by necessity) sucks”, and everyone out there knows that…

However, when it comes right down to it, I would say only a small minority of the people that I’ve ever met have that burning desire and hunger to actually do something about it so that the amazing dream of being financially free can become a reality.

Although I wouldn’t go as far as to say I know much about anything, one thing about my nature is that I like to help people in any way that I can… So, if the topic of finances and financial independence ever comes up in conversations, I’m more than happy to discuss the topic at great lengths… For some people, what I have to say is nothing special at all… In other cases, the other party is way more successful than myself, and it’s me who must sit up and pay attention so that I can absorb additional knowledge and insights… And other times, I feel like I’m introducing new concepts and ideas to my audience…

So far, it’s kind of been a crapshoot… My favorite type of people to meet and associate with on a regular basis, though, are the ones who later tell me after our initial encounter:

Wow, it was so great to meet you! I couldn’t sleep last night at all, my head was just racing with ideas after our conversation! I’m so excited and pumped up for my future… I can’t wait to get started!

Something along those lines…

That tells me a lot about the other person…

I mean when I hear that, I really can’t help but be fired up for the other person, quite honestly. It’s quite awesome anytime I have the opportunity to share whatever insights and wisdom I’ve picked up over the years on my own quest to early FI… Naturally, it becomes a positive feedback mechanism, and as the other person and I engage in more conversations, our rapport grows, and the hunger spreads even more than before…

The go-getters… People who get shit done, want more in life, and are willing to exert all their effort to the MAX to make their dreams a reality.

Why wouldn’t I want to immerse myself in the company of these individuals?

So I have.

And I continue to do so… all across the globe.

Early FI has universal appeal.

I’ve got friends all over the world.

I don’t discriminate.

But you know what’s funny?

Like I said, the odds of meeting such motivated individuals are quite low, and more often than not, I find myself meeting the other side of the spectrum as well…

Good people who mean well and want life to be perhaps a little better for themselves… You know, more play and less work… These people can of course grasp the wonderful idea of owning their own time and being able to do whatever they want, whenever they want…

But with these individuals, even if they seem to elicit a strong degree of interest to learn more about early FI from the start, after a few encounters or conversations, I find that their interest starts to taper off precipitously… For some people (who I misjudge to be more interested in learning about early FI than they really are), I’ll pretty much try and show them the door, with them having to only walk through it as the only remaining step for them to get started down the path to early FI… And sometimes, I think the proposition I’m presenting to these folks is so enticing that there’s no way they could refuse my offer…

Yet they do…

It’s a tough reality for me to grasp (one that I will never fully understand), but hey, it is what it is… and that’s what makes life and people so exciting and interesting…

You never know what you’re going to get…

But these days, I get to be a whole lot more selective with who I choose to surround myself with. For myself, I’m not the kind of guy to judge someone based off of what their bank balance looks like… That shit means nothing to me… No, all I’m looking for are like-minded individuals who have a burning desire to succeed in life, are open-minded, willing to think outside the box… and most important of all, take action.

The path to early FI is non-linear and life changing results (for the better) can happen in the blink of an eye (I’ve experienced this twice myself)…

However, nobody is ever going to hand anything to you on a silver platter. If you want to accomplish amazing things, you’re probably going to have to take some risks along the way and be bold when others aren’t willing to do so… You gotta be willing to be a contrarian and seize opportunity when it presents itself to you.

Luck is when opportunity meets preparation.

Early FI is so beautiful… A truly worthwhile and amazing accomplishment.

Everyone wants to be financially independent, especially at a young age.

But ask yourself… Are you willing to do what it takes to get there?

The more magnificent the prize, the more you’ll have to sacrifice to make it happen…

It won’t be easy, no doubt, but If you’re too fucking lazy to even get started and you’re always looking for reasons and excuses why something can’t work instead of trying hard to figure out how to make it work, you’ve got a serious problem.

You gotta be inquisitive and ask a million questions… ALWAYS! Looking like a total idiot is worth doing many times over if it eventually helps mold you into a highly intellectual and skilled person who becomes proficient at the task at hand.

It’s worth embarrassing yourself repeatedly to gain competency so that hopefully, one day you will gain mastery at something most worthwhile.

To me, early FI is worth all the: hard work, effort, struggle, persistence, blood, sweat, tears, etc.

And the best way to accelerate the early FI learning curve is to immerse yourself with people just as hungry as you are. Surround yourself with peers who are on the same wavelength as you and you’ll go so much further than you ever thought possible. Don’t waste your time (and life) clinging on to people who aren’t going to better your life and push you to strive for more.

My inner circle consists of people who are way harder working than myself… Some of these people work full time, demanding jobs, have family and kids, yet they still find make time to read up on all the latest macro trends, investment ideas, and research… Many hardcore early FI enthusiasts that I know hardly even sleep b/c they are consumed with this dream and are always trying to make more progress… It’s a relentless drive and that fire burns brighter with each passing day.

I never have to motivate these people… They come back at me with millions of questions and ideas… Conversations are effortless and the focus is laser sharp… Each and every single day…

I can’t keep up!

Which is only good for me.

Again, you want a positive feedback mechanism in your life to push you to constantly try and get better.

Everytime I have the wonderful opportunity to meet more of these hungry people, I’m more than happy to connect. However, if the person at the other end of the table later turns out not to be what I initially thought they were, it’s all good, we can still be friends and hang out… but man, I don’t waste my time trying to mold that friendship into something more than just having a good time… Life is too short and there’s too many amazing people out there to meet to try and force fit a square peg into a round hole…

One thing I’ve really learned over the years is that you can’t teach someone hunger… No matter how much you try, if they don’t want it that bad, they aren’t going to work to make it happen… They could literally be starving, and even if you try and force feed them, they still won’t ever take a bite… Whereas the “whales” out there, they’ll dine at the finest buffets all night long and still want to consume many more plates of food…

Further, it doesn’t matter how much someone’s net worth is… It could be near zero or in the many millions of dollars; it’s irrelevant… The fire inside has to be innate. That’s what I look for, not the number of zeros showing up on your account…


If you aren’t finding what you’re looking for, move on… because it’s definitely out there!


I’m in Manila right now, and I’ve already been very fortunate to come across some very hungry individuals who put my own work ethic to shame.


This only pushes me to get better…


We all deserve more outta life… The best that life has to offer.


Don’t settle for the mediocre, unfulfilling life.


Get out there and make it happen!


And build that network of hungry whales who just like you want to leave their mark on this world.


Fight On!

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2 years ago

Great post! So true as well…I can’t say I’m the most hungry person out there at all, but I do strive for FI and am taking some action to try and get there faster than normal. I also have several friends who aren’t the least bit interested in all my FI ramblings which is sad but is what it is. It’s the few friends that gobble up what I say and ask for help that exemplify exactly what you’re talking about that make it fun to talk about this stuff.

Have fun out there and keep the great posts coming!

D Bradley
D Bradley
2 years ago

“And the best way to accelerate the early FI learning curve is to immerse yourself with people just as hungry as you are.”

This x100000. With my crazy life as a dad/provider I don’t connect with similar mindset people (i.e. rid the need of a day job) on a day-to-day basis out in the world. Thus, I do what I can to find them online.

2 years ago

Wow. I’m exactly the same as you talk about in the article. I try to tell anyone I know about how stocks have brought me freedom and how safe they are, etc. I tell people that with a job they are invested in one stock and can get fired anytime but don’t even share in the profits. However, few few people take it up. Maybe 5%. Of those, I collect them on my Twitter group and we all do pretty well. And have a fun time talking too.

2 years ago

“I don’t waste my time trying to mold that friendship into something more than just having a good time”
I continue to learn this lesson over and over. Wow, what an amazing post brah!

2 years ago

Talking about personal finance, stocks, investments, saving, etc is something that I’m so passionate about. Sadly I have met few people irl who are as interested as myself about FI, but I still enjoy talking to friends and family about financial basics.

I come online to your blog,, reddit, etc. to seek more information. Your blog has been a huge goldmine of information for me, Jay… how is something so good, so freely available? Your willingness to pass on knowledge will be forever appreciated, and I will pay it forward.

Enjoy Manila 🙂

2 years ago
Reply to  Jasmine

Which redidit post do you follow that talk about Stock FInetc would love to follow

No Nonsense Landlord
2 years ago

Great job! You took the risks and now can enjoy the rewards.