Happy 4th of July 2018!

Happy 4th of July to all my fellow Americans out there, and to early financial independence freedom fighters everywhere in the world! On a day where we celebrate: liberty, courage, perseverance, determination, grit, etc. I can’t help but take a moment to reflect on my own early FI journey.

It hasn’t always been smooth-sailing, and there have been many ups and downs, but the key takeaway for me is — Never give up! Approach your dreams and true passions with reckless abandon. We only get one crack at the Game of Life so we better make it count! Don’t settle for the status quo, scripted life, and all the other shit everyone else is spewing in your ear on a daily basis.

It’s YOUR LIFE, so do you!

Study more, work harder, work smarter, surround yourself and build up a potent network filled with other like-minded individuals… Push yourself and let others inspire and motivate you to achieve even bigger and better things. Cut out the toxicity and be more positive!

 

Your dreams CAN become reality!

You CAN have the life you’ve always wanted!

And if you’re lucky enough, you CAN even make mama proud in the process…

 

2018 has been a rough and tumble year for me so far, but I’m doing my best to weather the storm and hang in there. Today, I took the time to just let all the bullshit that has been afflicting me go and remember to celebrate and enjoy life.

 

One step at a time… If we keep chipping away, keep our heads up, stay focused and optimistic, great things are bound to happen.

 

Happy 4th of July everyone!

 

Fight On!

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Peace of Mind – True Freedom

On the journey to early FI, there is such a HUGE focus on accumulating wealth and building up our cash flow, net worth (or both) every step of the way… There is absolutely no denying that “money talks”, and for many of us, we won’t have the courage and conviction to walk away for good from our day jobs until we have amassed enough F U money…

For so many of us, quitting our jobs and

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Real Talk (June 3, 2018)

Hey everyone,

You all know I like to ramble on this blog… I am very passionate and especially opinionated when I have epiphanies… I guess that can be a good and bad thing… The people who have stuck around for awhile now probably appreciate these diatribes of mine (profanity-laced and all)… And the people who can’t stand me, well, they probably left the building a long time ago…

Unfortunately, since I blah blah blah too

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Early FI – It’s Getting More and More Difficult…

Early FI is the ultimate dream… It’s something that has universal appeal and everyone wants it…

But as the years go by, I’m learning and experiencing first-hand just how tough and arduous a task accomplishing that wonderful end goal is becoming…. Right now, I’m back in the Bay Area, and I’m astounded on a daily basis just trying to grasp how expensive everything has gotten in such a short period of time… You know, when I walked away from my job for good in early 2016, a six figure salary in the $130-150k/year range used to be pretty impressive…

These days?

I’m hearing on a regular basis from some of my former colleagues and friends that they are now pulling in

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Part 2 – Converting Net Worth into Cash Flow

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A few years ago, I wrote a blog post titled — Converting Net Worth into Cash Flow. I think that article was somewhat controversial then, and perhaps it still is to a large degree today… The reason being? Well, when it comes right down to it, when we are talking about the subject of early FI, without question, the popular consensus and narrative out there across the blogosphere (and other media outlets) is that at the end of the day, cash flow reigns supreme…

Now, I’m not gonna go ahead

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