April 2015 Net Worth Update

Summer is fast approaching and that’s just fine and dandy with me; I’m a warm weather guy and looking forward to spending more time out in the sun. So far, this has been a year of transition for me, and I’ve had a lot of time to think about my next moves in life.

Although I can’t ever say that I’ve got everything figured out, I’m going to keep doing my best to continue moving forward in the right direction; financial independence is within reach, and I’ve just got to keep hustlin’!

Net Worth

Here is where my Net Worth stands at the conclusion of April:


Month-Over-Month: (+$16,682.90)

Here is a breakdown of assets:


Here is a breakdown of debts:


Cash and Credit Cards

I currently have $7,942.11 stashed away in my checking account ($10,485.92 previously). Cash was down again this month as I transferred funds to my brokerage account and emergency fund.

I owe $306.43 in credit card debt.

I have $41,000 hidden away for a rainy day, or for future investment opportunities.

Total: $48,635.68

Month-Over-Month: (+$3,373.54)


I owe the following loans:

Rental Property #1: $325,265.71
Rental Property #2: $328,661.58
Rental Property #3: $114,732.98
Rental Property #5: $123,650.30

Total: $892,310.57 

Month-Over-Month: (+$1,101.45)

Rental Property #4 is owned outright and there is no loan associated with it.

Side Hustle Loans

Rental Property #SH 1 (25%): $387,999.38 ($96,999.85) 
Rental Property #SH 2 (25%): $386,591.47 ($96,647.87) 
Rental Property #SH 3 (50%): $404,495.45 ($202,247.73) 

Total: $1,179,086.30 ($395,895.44) 

Month-Over-Month: (+$1,028.94)

My portion of the Side Hustle loans are accounted for above. My partnership stake in each property is shown in the ( ).


I currently own stocks in my taxable brokerage account. My other investments are in 401k and Roth IRA.

Current 401k: $4,883.66
401k: $132,727.95
Roth IRA: $61,101.40
Brokerage: $102,225.21

Total: $300,938.22

Month-Over-Month: (+$11,178.97)

Investments are up slightly this month. I used about $10,000 in capital to purchase 50 shares of Celgene (CELG) and 100 shares Starbucks (SBUX).


Here are the values of each property, based on my own estimate:

Rental Property #1: $460,000
Rental Property #2: $450,000
Rental Property #3: $157,500
Rental Property #4: $95,000
Rental Property #5: $180,000

Total: $1,342,500.00

Month-Over-Month: (+$0)

For properties, I will refrain from updating the values each and every month. Instead, I will review and re-assess quarterly, to allow sufficient time for the market prices to stabilize.

My last re-assesment was March 2015. The next property assessment is scheduled for June 2015.

Side Hustle Properties

Rental Property Side Hustle #1 (25%): $520,000 ($130,000)
Rental Property Side Hustle #2 (25%): $560,000 ($140,000)
Rental Property Side Hustle #3 (50%): $490,000 ($245,000)

Total: $1,570,000.00 ($515,000.00)

Month-Over-Month: (+$0)

My portion of the Side Hustle equity is accounted for above. My partnership stake in each property is shown in the ( ).


The total value of all assets now checks in at $2,207,380.33, an increase from last month ($2,192,745.17). I also owe $1,288,512.44.

Net Worth saw a decent increase this month, but nothing spectacular. We are continuing our slow and steady march to the ever coveted $1,000,000 mark. To get there, I will need the markets to keep cooperating; hopefully we will arrive sometime later this year!

It’s been a wild and crazy ride. Never in my wildest dreams did I ever imagine the possibility of becoming a millionaire at age 30. It just goes to show that hard work, dedication, and a bit of luck along the way really does pay off.

Let’s keep at it; to bigger and better days ahead!


Fight On!


2015 Net Worth Summary:

April 2015: $918,867.89

March 2015: $902,184.99

February 2015: $771,405.52

January 2015: $785,811.26


2014 Net Worth Summary:

December 2014: $781,996.44

November 2014: $763,680.73

October 2014: $716,124.37

September 2014: $702,618.90

August 2014: $724,476.61

July 2014: $718,780.24

June 2014: $693,514.01

May 2014: $665,115.97

April 2014: $633,456.43

March 2014: $598,435.05

February 2014: $557,154.47

January 2014: $586,137.08


2013 Net Worth Summary:

December 2013: $569,022.97

November 2013: $542,725.46

October 2013: $527,010.49

September 2013: $444,860.79

Print Friendly, PDF & Email
Sharing is Caring:

Leave a Reply

8 Comment authors
June 2015 Net Worth UpdateMay 2015 Net Worth UpdateEven StevenThe Net Worth of Personal Finance BloggersDividend Hustler Recent comment authors
newest oldest most voted
Notify of
Debt Hater

Nicely done! That’s a significant increase in net worth over last month. And since you didn’t re-evaluate your properties yet, that means that it was a gain without even factoring in any property value appreciation.

Income Surfer

Nicely done Fighter. More important than the net worth, I know from previous posts that your cash flow is getting very healthy. That will be a key if you decide not to go back to a stressful corporate gig. Where are you looking for your next investment?


Wow — you’re so close to the 7-figure net worth! Amazing journey… keep on fighting!


Gen Y Finance Guy

Hey buddy,

Where did most of the $16K increase come from? Would be cool to see month over month changes to see where your net worth is increasing.

Keeping marching to that double comma club 🙂



Looking good FI Fighter! Getting closer and closer to the million net worth milestone!

Dividend Hustler

You’re doing awesome FIF. So much potential still bud. Still so young. Clarity will come to you and I know you’ll push onwards towards greater things. Keep it up. You’ll doing fantastic. Cheers my friend.


[…] FI Fighter @ $918,867 […]

Even Steven

That’s great to see the balance go up and up each month as it gets closer to a million. Does the 1mm in real estate balances scare you at all? I guess I’m asking about your risk meter. I’m guessing because so much equity is built up that factors in as well.


[…] April 2015: $918,867.89 […]


[…] April 2015: $918,867.89 […]