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The REAL Truth…

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I’ve spent a good amount of time on this blog over the past year outlying my strategies, both short-term and medium-term. I guess up to this point in time, I have not yet gone into the details of my long-term plans…

I have hinted on occasion on some of the things that I want to do: real estate agent, online businesses, etc…

But still, those posts were just conceptual in nature, and I have never shared with readers any of the intimate details…

I’m still hashing those out…

With that said, a lot will begin to change over the next few months/years… and I’ve never been more excited for the future! 🙂

I am very much looking forward to sharing the next stages of this journey with everyone!

The Rat Race

The most logical question any reader might want to ask me is this:

Why haven’t you quit your job?

Yes, throughout the last few years, I’ve complained about the rat race openly and repeatedly, again and again.

The truth is, the last job I took on was “the job of my dreams.”

Well, not quite, but in the world of high-tech, this was as good as it gets…

Unfortunately, I really burned out in 2015 and had to take some time off… I was working too hard and pushed myself above and beyond my limits… In essence, my car battery was already depleted (from many years of abuse; burning the midnight oil), and I was trying too hard to try and replicate my former work habits, like when I was 22-23 and just fresh out of college…

It was unfortunate, but you know what, life happens…

Deal with it…

The Last Ride

But just like an athlete who sustains a serious injury, often times, they just don’t want to go out that way… No, I’m not Kobe Bryant, or anything close to that in the engineering space, but just like Kobe, I want to go out on my terms…

When I first joined the new company, they brought me in to innovate and improve their processes. My boss even wanted me to file for some patents, something that I have never done before…

Pinch me, I couldn’t believe this was all real…

So, as much as I’ve grown tired of engineering, this was still some pretty cool stuff… Not to mention, the company I work for is cutting-edge, and one of (if not the best) companies you could ever hope to work for in tech…

However, just like how Kobe feels this season, even when I joined in 2014, I knew that it was just about time to hang em’ up

So, I’ve accepted that I’m not the same engineer that I once was… My body/mind aren’t as productive, and I’ve already sustained a very serious injury…

For this last hurrah, I just wanna go out on my own terms…

Kobe ain’t exactly an All-Star caliber type of player anymore… but he can still play in that game (thanks to the fans)! His stats are terrible (for his standards), he’s taking up minutes that could better be utilized by developing a younger player, and his team is playing for nothing more than a lottery pick…

But despite all that, he’s still doing it, and having a ball…

A big SMILE on his face! 🙂

Perhaps, he’s never had this much fun hooping it up as he is enjoying now…

And I look at engineering much the same way now… I just wanna be able to ride things out on my terms… Produce a patent, mingle with co-workers, and just laugh it all up without a real care in the world…

Because I ain’t scared about what’s to follow…

Unlike most seasoned engineers who check out in their 50’s and 60’s, I have never been institutionalized, and I have insatiable wanderlust…

You want to fire me?

Go right on ahead…

Thanks to this early FI journey, I really don’t give a…

As far as I’m concerned, the “good times” are just getting started!

The Future

I learned a lot from my humbling experience last year… Overcoming a nasty injury ain’t easy…

And although I’ve focused so much on investing/money on this blog these last few months and years, the truth is, I’m quite sick and tired of tracking, and talking about finances so much on a regular basis…

I look forward to the day when I’m blogging about other more interesting topics… Like, which beach in Thailand has the softest sand? What’s the best “hole in the wall” sushi shop in Tokyo? What’s a rock concert really like in Stockholm?

That day will arrive soon…

Right now, I’m just tying up the loose ends, and getting prepared for that upcoming, impending journey.


You Only Live Once Every Seven Years!


Engineering has served me well. I complain a lot, but I am really grateful for that whole experience…


But there are some young “hot shots” that are just desperately trying to knock me off my spot…


They won’t have to; I’m going to gracefully concede to them, and hand over the torch…


And the same goes for early FI and making $$$.


Just like with my younger engineering padawans, there ain’t no hate… They can have my source code, schematics, designs, etc… In fact, I hope that they do someday out-do me…


Anyone who really knows me knows that I like to help people with open arms… I freely share all my knowledge and experiences, just like I’ve done so on this blog for these last few years… In fact, nothing really brings me more joy than meeting up with young upstart investors who are trying to get to early FI themselves… In fact, I have more meet ups scheduled next weekend, and I can’t wait! 🙂

So, that’s another thing I’m looking forward to in the future… Being more generous with my time.

Quite frankly, I really am quite tired of just talking about myself and my own finances all the time… To me, making money was just the starting point to the next best chapters of my life.

Lastly, I will leave you with this quote which I refer to on a regular basis to keep me grounded:



Fight On!

{ 20 comments… add one }
  • Midwestern LandlordNo Gravatar January 23, 2016, 1:44 pm

    Very cool. All money and financial resources really are at the end of the day is personal freedom. Happiness and fulfillment is a moving target but we at least give ourselves a chance to achieve it when we have more control over our day. It is hard to have control over our day when we are reporting to a job because we need the money. I clearly remember the last 9 months of my job (before FI) when it was obvious that I had the means / was moving toward FI. It was really cool coming into the office later than usual or leaving earlier than usual and not really feeling insecure in any way. Because I took control back. If they wanted to fire me (which was never an issue) they would have been doing me a favor at that point with the unemployment benefits. It was liberating and I assume you feel the same way now. Congrats!

    • FI FighterNo Gravatar January 24, 2016, 9:09 am

      Midwestern Landlord,

      Definitely, money is just a resource to buy time, nothing more really. I think it’s always important to keep that in mind, otherwise it’s far too easy to end up institutionalized and working until passed your golden years, and you still can’t give it up…

      Curiosity dries up with age, so that’s something I’m always cognizant of… I want to be laughing, smiling, experimenting and having a good time for the bulk of my lifetime…

      And you’re certainly right about the relief early FI gives you when it comes to work… I used to worry so much about performance reviews, giving out good impressions, working overtime, etc…

      Life becomes infinitely easier when you start putting more than 1 income stream into motion.

      All the best!

  • Financial SamuraiNo Gravatar January 23, 2016, 6:34 pm

    Looking forward to the new journey!

    It’s worth it to take a step away and explore new things!

    • FI FighterNo Gravatar January 24, 2016, 9:10 am


      Thanks! Yup, I’m looking forward to leaving the Bay Area and Silicon Valley behind, even if it’s just temporary.

      I desperately need a change of scenery and I think it will do wonders.

      Best wishes!

  • HappyLater.comNo Gravatar January 24, 2016, 9:03 am

    Money is a means to an end. The end is to maximise the human experience. Human experience is about connection and love. You get these two by giving. Giving to others, helping them and watching them grow. As part of a tribe we have evolved to take pleasure from helping others, this is what you are feeling.
    Not to discourage you but with the market stalling and possible financial troubles ahead counting money becomes much more of a tense issue.
    Good luck on your journey.
    We (the readers)
    Have your back.

    • FI FighterNo Gravatar January 24, 2016, 9:13 am


      Thanks for the support! For sure, I believe that the human experience is all about giving back to others and sharing experiences.

      For the most part, amassing wealth is a very me-centric endeavor… Once you have enough, I don’t really see why the main focus should be to acquire so much more… Life is finite and greed is infinite…

      I want to live a life worth remembering… If you forced me to watch the story of my life on the big screen someday, and it was filled with nothing more than 9-5 until 65, I would walk out of the theater…

      We all deserve way better than that…


  • MiningBookGuyNo Gravatar January 24, 2016, 10:30 am

    Hey Jay,

    Really intriguing posts these last few days! Curious to see where the blog is headed throughout 2016.

    Just hoping you don’t plan to throw in the towel on any of your gold stock speculations/investments anytime soon! I’d be sad to lose one of my best sources for mining stock discussions…boo-hoo :*(

    But in all seriousness, I will keep following with interest whatever you decide to write about throughout the rest of 2016! Thank you for continuing to be so open with your thoughts and advice! 🙂

    • FI FighterNo Gravatar January 24, 2016, 10:43 am


      Thanks for the support! Yeah, 2016 will be an interesting year…

      As it pertains to mining stocks, I think you know very well how I feel about that speculation/sector! No way am I backing out now… I’ve got 1,000% confidence in that story and where it’s headed… I’m slowing down and want to focus on other pursuits, but I seriously doubt that my buying days are completely over, especially at these (or lower) prices.

      I still owe you an e-mail, which I will get to later today.

      Thanks for all the great discussions. The latest Metals Investor Forum was yesterday, I believe? We’ve got a lot to talk about…

      All the best!

  • InternNo Gravatar January 24, 2016, 1:27 pm

    Hey FiFighter, what company did you work for in silicin valley? 😀
    Organize me an internship for my engineering career 🙁

  • MaxNo Gravatar January 24, 2016, 2:51 pm

    Sounds awesome. This year should be really interesting – if I end up staying at my current job I’ll have around 6-7 weeks of vacation which should be a really fun time I’ve already been thinking about an east coast trip and Pacific northwest/canadian road trip.

    If I get the job I interviewed for then I’ll be able to travel a lot more and get paid nearly double my salary to do so for something I would love. So, either way I see it as a win.

    If I don’t get the job I think I’ll concentrate on searching for something new after the break. While I have been considering quitting a lot lately, I’d really like to leave when things are a little more stable and not when things are as rocky as they feel currently. So I totally feel you on that one. My patience for dealing with the BS and office politics are running out, I love the work but there are too many things that don’t work out as planned that you have to adapt to and it can be really stressful coordinating so many working parts.

    My main things I’d really hope for in my next position would be a higher salary, shorter commute, not as many nights and weekends, more vacations (unlikely), telecommuting, and more travel.

    We’ll see how things turn out, I figure I’ll probably keep working a few more years.

    Anyways, if you end up leaving the Bay let’s for sure catch up before you do.

  • No Nonsense LandlordNo Gravatar January 24, 2016, 4:33 pm

    Patience, my friend…

    Keep up with the struggle, keep saving. Working until 50 is still early, although not early enough. Do not bail and wish you were back in. After a few years, it may be impossible too get back in.

    • RobNo Gravatar January 25, 2016, 7:24 am


      • RickANo Gravatar January 26, 2016, 3:43 pm


        • No Nonsense LandlordNo Gravatar January 27, 2016, 3:07 pm

          Odds are, you do not realize how difficult it is to leave the rat race before 50.

          Starting your own business makes it easier, but that is also a rat race at times.

          If it was easy, everyone would be doing it. Living on $32K a year in the USA gets old quick… Of course, there is always the public assistance route.

  • BeSmartRichNo Gravatar January 26, 2016, 11:35 am

    I have been in the middle of politics for a while and nothing else makes me uncomfortable and unhappy about working where lots of politics around.

    Life really is short and I really want to stop this nonsense until I have enough to early retire. The time will come for you and me eventually.

    Thanks for sharing!


    • Financial SamuraiNo Gravatar February 4, 2016, 7:37 am

      It actually is very hard to leave work for good once you hit your financial target.

      It is the one more year syndrome at work.

  • MikeNo Gravatar January 27, 2016, 7:30 pm

    Awesome quote from the D’Lama. Really interested to see where you’re headed.

  • JamesNo Gravatar February 2, 2016, 8:11 pm

    I bailed on ag when u did… Seems it likes to bounce from 2.60 to 3.50… Great swing trade… What do you think of SPROTT? Spoxf – rather..

  • Dividend BeginnerNo Gravatar February 2, 2016, 9:02 pm

    Powerful quote there FI, I really like how you ended this post – how coming up with all this money to achieve early FI is just the beginning of the next chapter. Of course, thanks to early FI the world is our oyster and you can be free from the shackles of work… Man.


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