FI Fighter Turns 30!


Time waits for no one, as I’ve learned throughout the years. Well, no more dodging it, the inevitable was bound to happen sooner or later… I’m now 30 years old. Yup, that’s right, my 20’s are now behind me, and I’m entering a new decade in life. How exciting! 🙂

As it so often seems, life just keeps moving along at a blistering pace… Time seems to just fly by in the blink of an eye, and I often find myself struggling to keep up. Early FI definitely gives me something to look forward to, as it provides the only means I know of to slow down time. However, it now looks like early FI will be a bit farther away than I had originally planned for.

Recently, I took on a job offer to continue my career working in high-tech. You could make the argument that I’m chasing dollar signs, trying to secure a better future, etc., but more than anything, I’m pursuing an exciting new challenge in life.

The way I look at it — There’s nothing to lose and a whole lot to gain with this new opportunity. If things don’t pan out like I expect them to, I’ll simply walk away from the job and do something else. As I get closer and closer to achieving early FI (still plan on getting there in the next year while I’m 30), I’m finding myself in a better position to take on these type of “risks”. I’m ok with rocking the boat and upsetting the applecart. It’s also finally ok if I fall flat on my face in my career because I front-loaded everything (investing) during the early stages. In other words, I no longer require an extremely high salary to survive… If I wanted to, I could simply take on a menial job to help me scrape by in the short-term. Long-term, my ace in the hole would be the compounding of my investments, which I would let run wild over the next few decades or so. My wealth garden has already been planted; I just need to give it time to bare fruit.

As I reflect back on my 20’s, I am filled with mixed emotions. On one hand, I take a lot of pride in being smart with my money early on in life, and working extremely hard in my career (it has paid off). On the other hand, I probably took life a little too seriously, and didn’t enjoy it as much as I should have. These days, I’m taking a lot more vacations to make up for lost time. That, and I’m doing a better job of socializing, networking, dating, and just not taking life so seriously anymore. Investing and career take a lot of planning and execution, so by nature, they are a little more rigid. To become more balanced as an individual, I like to mix in social events and trips (like Japan) where it’s a lot more “go with the flow” and unscripted. You would have had me fooled if you told me in advance that I would be singing karaoke with The Kechi One and friends in Shinjuku! Great times, great times! 😉

Anyway, my purpose in life is to keep learning and growing, so that’s what I’m going to keep on doing. I’m far from being a complete product, but with luck, my 30’s will be even more rewarding, fulfilling, and enriching than my 20’s. I look at my 20’s as the building block stage of life… A lot of sweat and labor went on during this time period… Hard work that will hopefully pay off and help setup a more relaxed, and playful future moving forward!

So, bring on 30! I’m not afraid of you! If anything, I’m going to embrace this next chapter in my life. I’m just hitting my stride and entering the prime years of my life!

To bigger and better days! 🙂

Fight On!

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Income Surfer
6 years ago

Congratulations buddy! It’s also great news that you’ve taken on a new challenge. Now that you have the flexibility to require less income, you have a ton more options. Some of my 3 month and 6 month projects paid peanuts, but were experiences I’d never forget…….and would have been out of reach if I needed high pay. Have a great birthday

6 years ago

Congratulations! You have all the time ahead of you! Keep going with good job!

Mr. Frugalwoods
6 years ago

As someone who turned 30 last year, I can tell you that the 30s are what you make of them 🙂

I’m always trying to make the current year the “best year ever”. Sometimes thinking about current events in the context of the previous years helps put things in perspective (or gives a well needed kick in the butt!).

Congrats on the birthday!

JC @ Passive-Income-Pursuit

Happy birthday! I turned 30 at the beginning of this year and I have to say it’s not nearly as bad as some people say. Embrace all that life has to offer. The beauty of having passive income is that you are allowed to take more risks, especially with your career. Congrats again!

6 years ago

Congrats FI Fighter! Hope your 30s are as exciting as your 20s with a lot more financial independence 🙂


6 years ago

Happy birthday and all the best with the new job!

6 years ago

Happy Birthday!!

6 years ago

Happy birthday!! My plan for a 30th birthday gift for myself is to quit my job! We’ll see how that goes considering that you didn’t actually do that for yours! I still have about 4 years to go. I think my 30s will be awesome, but they also seem a bit scary since that’s the decade where I’ll have to make the final kids vs no kids decision. I still have 4 years of my twenties left though in which I am definitely not making that decision and I plan to enjoy them 😀

6 years ago

Happy birthday to you! I’m happy you’re embracing 30 I hope I can do the same. I’ll be 28 on Sunday and I feel like my twenties have just gone by too fast…….I feel like I should be 18. 🙂

6 years ago

Congrats on the round number birthday and the new job! As a fellow SV engineer, I have a few ideas who you might be talking about – hope you get a great team and they live up to their outside reputation.

6 years ago

I’m just a few months behind you, and certainly hope for the best as you continue your quest onwards and upwards. Life has a way of surprising us, and enjoying the surprises is the ideal outlook. Best of luck and enjoy yourself!

Dividend Mantra
6 years ago

FI Fighter, Congrats! Bigger and better things in store for you, I’m sure. I turned 30 not all that long ago myself, but I’ve found every day really getting better. I feared turning 30, as I thought I was “getting old”. But experience is worth its weight in gold, and I’m light years ahead of my 28 year-old version in almost every aspect I can think of. Good luck with this new opportunity. As you said, the great thing about it is that you don’t really need it. If it’s not what you thought it was you can just leave… Read more »

Dave @ The New York Budget

Happy birthday and congrats!

And welcome to the 30-club! It won’t be long before I turn 31!

Regarding the job – again, that’s what FI is all about: choosing what you want to do. You’ve chosen this exciting new employment opportunity! I’m excited to hear how it all turns out!

No Nonsense Landlord
6 years ago

Happy Birthday!

Being FI through just saving or having a few rentals by 30 is tough, especially if you want to live a ‘normal’ lifestyle. Keep saving, living below your means and investing. It will come sooner than you think.

FI at 55 is early…

Dividend Quest
6 years ago

Congrats on turning 30! There’s something about turning 30 that really makes one want to take the reins and steer one’s life in a different and better direction if the status quo is not to one’s liking. Financially, you’re clearly in way better shape than most newly minted 30-somethings. Your efforts to improve your social and private life, as well as being willing to travel abroad are also commendable. Keep it up! The best is yet to come!

Done by Forty
6 years ago

Happy birthday and a pre-emptive congratulations for hitting FI by 30! That’s crazy impressive.

A Frugal Family's Journey

Happy Birthday my friend. Been following you for quite some time and can say that you definitely do not fall under the category of average 30 year old. 🙂 You are doing very well for yourself. Keep up the great work buddy!

Wishing you nothing but success throughout your 30s and beyond! AFFJ

6 years ago

Happy birthday! I’ll join you there in December. Enjoy your next chapter!

No More Waffles
6 years ago

Congrats on your 30th birthday and good luck with the new job!

You’re absolutely right about planting your wealth garden in your twenties. Don’t worry about taking life too serious, you’ve got more than enough time to make up for that, especially when you reach FI!