Goals for 2015

by FI Fighter on January 12, 2015

in Goals

This is Year 4 of my journey to early financial independence, and each year, I’ve put together a set of goals for me to aim towards.

Here is a summary of goals and results from year’s past:

2012 Goals

2012 Goals Review

2013 Goals

2013 Goals Review

2014 Goals

2014 Goals Review


For 2015, here are my following goals:

1) Focus all my time, energy, dedication, and efforts towards getting better and rebuilding my health.

That’s it.

I’m getting closer to early FI… but even if I don’t get there by the end of this year, I will be ok with that. The last 3 years have felt like a mad rush (self-induced) to get to the top of the mountain. Now that I’ve made my way closer to the summit, I’m starting to realize just how tired and exhausted I really am.

So, there’s really no point in trying to force something… I’m close enough to early FI. I have full confidence that I will get there in due time. I’ve worked too hard for it not to happen!

Instead, let’s set up camp, rest, relax, and re-gather ourselves, before attempting the final ascent. In the process, I am going to say:

  • Screw work.
  • Screw work ethic.
  • Screw corporate politics.
  • Screw stress.
  • Screw toxicity.
  • Screw bullshit.

This year will be a spiritual journey looking inward more than anything else. I will immerse myself with: meditation, qi gong, tai chi, yoga, healthy (unprocessed) foods, happiness and happy people, lots of rest, and then even more rest.

Ultimately, early FI is about more than just wealth, or passive income. Without good health, there won’t be anything worthwhile to look forward to. If my decisions this year delay completion of the journey for another year, or two, or three… so be it. Worst case, I enter pretirement.

For once, I finally do feel like I’m making a wise decision… This one’s a no-brainer.

{ 22 comments… read them below or add one }

1 Roadmap2Retire January 12, 2015 at 7:07 am

Love it, FIFighter. Its what we aim for when we are in FI….and since you are getting close to achieving that….might as well start looking forward and focus on the things that matter.

I wish you the best


2 Frugal Buckeye January 12, 2015 at 8:02 am

I hear ya. If you don’t have your heath then there’s not much attractive about FI. I hope you are able to take the time you need and sail across the line to FI on calm waters.

I look forward to further updates on your journey and where your travels take you.


3 Eric January 12, 2015 at 8:12 am

You’ve said it. You’re on a glidepath to financial independence even if you do nothing additional.

What value is wealth, anyway, if you are preoccupied with poor health?

I don’t think this decision will prolong your working years, at all. I think that with a clear mind and healthy body, you’ll bring on your retirement sooner than you expect.


4 Paul January 12, 2015 at 11:01 am

With your positive cash flow from the properties and this website bringing in some additional income, you are nearly home and dry; the finish line is in sight!


5 Michelle January 12, 2015 at 11:11 am

Love this! One of our top goals this year is to work towards passive income. We have some plans 🙂


6 Investingfortime January 12, 2015 at 11:29 am

Sounds like a great plan! Just like Eric said above, what do you do with wealth if you’re not healthy enough to enjoy it? Best of luck for 2015!


7 Jason @ Islands of Investing January 12, 2015 at 12:31 pm

Love your singular focus on this FI Fighter – can’t wait to see how you progress with this most important of all goals. Best of luck!


8 DoneByForty January 12, 2015 at 1:05 pm

So many things to screw, so little time. 🙂

Great goal: I’m sure you’ll achieve it.


9 Kathy @ Rental Realities January 12, 2015 at 1:49 pm



10 Kathy @ Rental Realities January 12, 2015 at 1:48 pm

There’s a certain kind of freedom when you realize that your version of “good enough” at work is perfectly acceptable to most employers. I bet you’ll be surprised at the lack of employment consequences from your new outlook/priorities!


11 No Nonsense Landlord January 12, 2015 at 3:07 pm

Once you actually get FI, like myself, you will realize the cube farm is not what it is cracked up to be. And work begins to get in the way of a lot more.

Good luck on your journey!


12 Rat Race Quitter January 14, 2015 at 5:51 am

I was raised in the cube farm for as far back as I can remember (save for when I was “free range” as a bag boy). So I can attest to this truth personally.


13 Dividend Mantra January 12, 2015 at 7:46 pm

FI Fighter,

I appreciate the focus. Especially on something as important as health. Wealth without health isn’t wealth at all. Besides, you’re pretty close to FI anyway.

Best of luck throughout 2015. Keep up the great work!



14 The Stoic January 13, 2015 at 2:54 am

Sounds like you have needed to rebalance for awhile now. Hoping you find it in the coming year.


15 Rat Race Quitter January 13, 2015 at 7:58 am

I’ve got a strong feeling this will be the year you say “goodbye” to the 9-5. I can’t wait for that post!


16 Sundeep January 13, 2015 at 2:48 pm

I second this sentiment. It’s going to be a great day for you to hit the submit button on that one, and on our end to read it.

Best of luck to your health and FI journey!


17 PBJ January 13, 2015 at 9:40 am

Love the simplicity FI! One goal – one desire. Best wishes on 2015 and hope to cross paths at a BP meeting!


18 A Frugal Family's Journey January 13, 2015 at 8:13 pm

My parents always told me, health and wealth. As I grow older, I can’t agree with them more. Wealth means nothing if you can’t enjoy it. Wishing you a healthy and prosperous new year! AFFJ


19 Billy January 15, 2015 at 9:18 am

So what really happened at that workplace where you had high hope for? I am just curious about it. Obviously you were overworked and probably was totally turned off by some earlier empty promises that miscalculation about how to climb the corp ladder. I recently miscalculated myself for some hard work at office that didn’t pan out for anything. However, my goal is become excellent by my own right, not just to have a laid back lifestyle. Cause you can reach FI one way or another. But if you don’t have a drive for passion, you will get bored and unhappy very soon as well.


20 No More Waffles January 18, 2015 at 1:16 am


Had a great laugh with just your one goal! 🙂

The truth is that you’re probably right. I’m sure that 99% of all people in our online community will reach financial independence with or without yearly goals. Many of us are so focussed on getting there that it’s just a matter of time.

All the best for 2015,


21 Simon January 20, 2015 at 5:58 pm

Seem like this will be your final year. How exciting! Best of luck


22 Max January 24, 2016 at 2:55 pm

No 2016 goals, fuck it? Or stay tuned…?


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