First_Class - 1

Market timing. It gets such a bad rap… If your experience with investing has been anything remotely similar to mine, I’m sure that you’ll recall the moment when you first stumbled upon the concept of Buy and Hold Forever Investing. Whether through the channels of Dividend Growth Investing (DGI), Index Investing, or even Real Estate Investing (REI), the popular mantra out there (for the longest time) has been that market timing is a fool’s game, and that the only way to really [click to continue…]


bed - 1

When I first started blogging in 2012, there weren’t really that many early FI blogs out there… These days, early FI blogs are a dime-a-dozen, which is a good sign that the movement has gained momentum and that there are more and more people out there striving for it. And when it comes to life goals, what could be more liberating than [click to continue…]


Screen Shot 2016-07-30 at 10.19.53 PM

Well, I’m sure the last post I wrote is bound to ruffle a few feathers… Obviously, what I said will never be popular or generally accepted by the mainstream of investors, but hey, that’s not my problem… You might have sensed it from my tone, but I really did my best to just tell it like it is… I didn’t want to pull any punches and I felt like it was necessary for me to [click to continue…]


The following post was inspired by Kobe Bryant’s recent letter to his 17-year-old self. I’m writing this merely for [click to continue…]



When it comes to investing, my own preference is to buy up asset classes, as opposed to individual stories, whenever I can. For instance, from around 2009-2015, I aggressively purchased index funds and the entire S&P 500. With real estate investing, I participated most heavily from 2012-2015. And last year, I got into the precious metals sector for the very first time.

From looking at macro trends, I can easily see that history simply keeps on repeating itself, over and over again; asset classes move [click to continue…]



Shout out to my NorCal homegirl Sharon for doing something ONLY 1 in 1,000,000 people out there even have the audacity to daydream about doing. Sharon most recently QUIT her day job so that she can pursue a life really worth living. Sharon, I’m rooting for you every step of the way! You’ve already motivated and inspired me so much on my own journey… Now go out there and accomplish some AMAZING things!!!


Reposted with permission from Me Want Travel. Here is a link to the original article.


In June of 2015, I bought a one-way ticket to Stockholm for May 30, 2016. I remember that day vividly. I spent the entire [click to continue…]



Well, I finally went ahead and did it…After 4 years from the start of this blog (February 2012), that wonderful and long awaited day that I’ve been dreaming about has finally arrived… I am officially DONE with engineering and high-tech. Boy, right now, I gotta tell you, I’m at a loss for words. I always imagined that writing this post would be super easy, but as I get started here today, it’s proving to be quite difficult!

Really, I think it’s impossible to convey into words all the emotions that I am going through right now.

Here are just some of them:

  • Relief
  • Excitement
  • Trepidation
  • Fear

More than anything, I feel ALIVE!

As I’ve rambled on incessantly through the years, I’ve ALWAYS believed that there is way, way more to life than just 9-5 until 65. Even when I was a lot younger, in my early 20’s, I just could never buy into all the corporate propaganda, like how you’re supposed to work your ass off so that you can climb up a stupid, fictitious ladder. You know, the path to a “better life”.

Yeah, right…

More like selling your soul to the devil…

My thinking was along the lines of, “These people are insane! You sacrifice your one and ONLY life (that is finite) so that you can earn more money… What do you do with that extra income? Lifestyle inflation… New car, bigger house, more toys and gadgets, extravagant vacations (that are extremely short-lived due to work), etc., all while never really experiencing the joys of being ALIVE!

What’s life really all about anyway? Being comfortable and status quo until the day you die? Is that the type of life you would want to replay and watch on a big screen someday in the distant future?

For me, the answer has always clearly been HELL NO!

In my eyes, life is all about:

  • Experimenting with new things and ideas.
  • Exploring the world, traveling, living in different countries.
  • Challenging yourself constantly.
  • Spending and cherishing time with those you love most.
  • Doing pretty much whatever you want, whenever you want (if I want to go hiking at 2 PM because the weather is gorgeous I should be allowed to!).

Early on in my adult life, I figured out what I really wanted in this world… So, I knew my gameplan had to be centered around that. When it comes down to it, what I’ve been chasing for all along has been FREEDOM!

When you’ve got the time to come and go as you please, you are FINALLY allowed the opportunity to fight for and embrace the things that matter most to you!

Since last year, I’ve made it no secret to readers that I’ve been struggling with persistent burn out for the longest time now… Call me a wimp if you’d like, but I grinded it out in Corporate America for close to 10 years, trying to position myself for this very moment. One thing I’ve learned along the way is that it’s your life, so focus on what makes you happy! Who cares what other people think? They don’t live in your shoes and will never fully understand your goals and ambitions.

With that said, I’ve made it this far because I’ve never let haters get in my way. Regardless of what you do in life, you will ALWAYS have skeptics and those who wish for you to fail… You don’t even need to go out of your way because unfortunately, these sad souls can be found everywhere…

Haters are gonna hate…

Who gives a sh!t!?!

Fight on, regardless…

And that’s what I did…

Once upon a time, I had an ex-girlfriend who I adored… and she told me, “You know, you’re a lot like a blade of grass… You don’t know what you want in life and just let the wind take you wherever it wants.

Those words always stuck with me, and I can say that I frequently used them as motivation to get me through adversity.


  • A good buddy of mine in high school once told me, “You’re too dumb to be an engineer, bro. I went on to obtain 2 B.S. degrees (Mechanical and Materials Science) and a M.S. (Electrical) in engineering.
  • I was told by most everyone that I wouldn’t be able to transition into the semiconductor industry because I didn’t study Electrical Engineering as an undergrad. I carved out an entire career in industry working as both a hardware and software engineer. No, I don’t have a Computer Science (CS) degree… But I taught myself that, anyway…
  • I was laughed at and ridiculed by my peers for living at home with family in order to save money in my early 20’s. Most of my friends were living large in the city, in swanky apartments. I reached a net worth of over $1,000,000 in 2015. Many of those critics are still paying large sums each month in rent and living paycheck to paycheck.
  • I was told I would never be able to retire by age 30. This past week, I checked out of the game for good at age 31, so I guess they were right about that… I missed the mark by 1 year…


I mention the above bullet points to share with readers some of the challenges I’ve had to overcome in my life… I’m sure most of you can relate!


Life ain’t easy, that’s for sure…


In my own current situation, there’s no denying that it’s nerve-racking right now. There’s a ton of uncertainty… and I will never suggest to anyone that I have everything all figured out… Far from it… Yes, I’ve got a rough gameplan in place, but how often does life ever go accordingly to script? That’s just wishful thinking… Let’s deal with reality here… Right now, certainly I feel overwhelmed, I won’t lie…

No more stable income, no more job, no more healthcare plan, etc., etc…


But so what?


Life is all about challenges and obstacles. How can you possibly grow without them?


So let’s knuckle up and find a way to make it work!


I’m ready to tackle on the next chapters of my life.


Most importantly, surround yourself with good people and wonderful things will start to happen…


Yes, it’s true that I try to convert a lot of the negativity I encounter into further motivation, adding fuel to the fire…

But lost in all that is the tremendous amount of support that I’ve received over the years from the people who really do matter — friends, family, blog readers, and even strangers.

That stuff trumps everything else; Thank you all!

I wouldn’t have been able to accomplish all that I have without you!

I really do believe that the world is filled with some pretty amazing and humble people. I’ve been fortunate enough to meet many over the years. And now that I’m free from the shackles of wage slavery, I’m going to focus the bulk of my time and efforts on cherishing many more moments with these individuals.

And like I said, it’s time for me to give back and help others achieve their own dreams…


So, if anyone wants to meet up for coffee, feel free to shoot me a message from time to time.


This journey is constantly evolving and now we’ve reached an inflection point where the quest is no longer about me…


I couldn’t be more excited! 🙂


To better days!


Early FI: An Alternative to the Marathon Approach

by FI Fighter on February 7, 2016

in Thoughts


Everyone likes to say that the path to early FI is a lot like running a marathon… You know — Long, boring, arduous, and challenging. To succeed, you’ve got to have a lot of: persistence, determination, resolve, dedication, etc. etc…

As the mainstream media likes to tell us — You can’t time [click to continue…]


The REAL Truth…

by FI Fighter on January 23, 2016

in Thoughts

I’ve spent a good amount of time on this blog over the past year outlying my strategies, both short-term and medium-term. I guess up to this point in time, I have not yet gone into the details of my long-term plans…

I have hinted on occasion on some of the things that I [click to continue…]


bear - 1

At this stage of the game, I still believe that it is way too early to declare that we are officially in a “bear market” (even though a sh!t ton of data would support that). Nevertheless, the continued market selloff into this week has spooked a lot of investors… And rightfully so.

I’ve always believed that what goes up must come crashing [click to continue…]


Copyright © 2012 FI Fighter