Financial Independence

FI Fighter’s Truisms

by FI Fighter on July 7, 2018

in Financial Independence, Thoughts

Happy weekend all!


Fight On!


Happy 4th of July 2018!

by FI Fighter on July 4, 2018

in Financial Independence

Happy 4th of July to all my fellow Americans out there, and to early financial independence freedom fighters everywhere in the world! On a day where we celebrate: liberty, courage, perseverance, determination, grit, etc. I can’t help but take a moment to reflect on my own early FI journey.

It hasn’t always been smooth-sailing, and there have been many ups and downs, but the key takeaway for me is — Never give up! Approach your dreams and true passions with reckless abandon. We only get one crack at the Game of Life so we better make it count! Don’t settle for the status quo, scripted life, and all the other shit everyone else is spewing in your ear on a daily basis.

It’s YOUR LIFE, so do you!

Study more, work harder, work smarter, surround yourself and build up a potent network filled with other like-minded individuals… Push yourself and let others inspire and motivate you to achieve even bigger and better things. Cut out the toxicity and be more positive!


Your dreams CAN become reality!

You CAN have the life you’ve always wanted!

And if you’re lucky enough, you CAN even make mama proud in the process…


2018 has been a rough and tumble year for me so far, but I’m doing my best to weather the storm and hang in there. Today, I took the time to just let all the bullshit that has been afflicting me go and remember to celebrate and enjoy life.


One step at a time… If we keep chipping away, keep our heads up, stay focused and optimistic, great things are bound to happen.


Happy 4th of July everyone!


Fight On!


Life – The Ups and Downs

by FI Fighter on July 3, 2018

in Financial Independence, Thoughts


When it comes to life, change is a constant and there will always be good times and bad times. For anyone with any experience in the Game of Speculation, you’re well aware that markets are volatile and resemble [click to continue…]


Peace of Mind – True Freedom

by FI Fighter on June 12, 2018

in Real Estate Thoughts, Thoughts

On the journey to early FI, there is such a HUGE focus on accumulating wealth and building up our cash flow, net worth (or both) every step of the way… There is absolutely no denying that “money talks”, and for many of us, we won’t have the courage and conviction to walk away for good from our day jobs until we have amassed enough F U money…

For so many of us, quitting our jobs and [click to continue…]


Real Talk (June 3, 2018)

by FI Fighter on June 3, 2018

in Real Talk

Hey everyone,

You all know I like to ramble on this blog… I am very passionate and especially opinionated when I have epiphanies… I guess that can be a good and bad thing… The people who have stuck around for awhile now probably appreciate these diatribes of mine (profanity-laced and all)… And the people who can’t stand me, well, they probably left the building a long time ago…

Unfortunately, since I blah blah blah too [click to continue…]


One thing that I’ve learned as an early FI blogger through the years is this — If you want to be liked (and popular), keep churning out and regurgitating the same content that is universally accepted and liked by the masses. Deviate from the road most travelled, and well, you’re going to have your fair share [click to continue…]


Early FI is the ultimate dream… It’s something that has universal appeal and everyone wants it…

But as the years go by, I’m learning and experiencing first-hand just how tough and arduous a task accomplishing that wonderful end goal is becoming…. Right now, I’m back in the Bay Area, and I’m astounded on a daily basis just trying to grasp how expensive everything has gotten in such a short period of time… You know, when I walked away from my job for good in early 2016, a six figure salary in the $130-150k/year range used to be pretty impressive…

These days?

I’m hearing on a regular basis from some of my former colleagues and friends that they are now pulling in [click to continue…]


Screen Shot 2015-08-10 at 9.37.10 AM

A few years ago, I wrote a blog post titled — Converting Net Worth into Cash Flow. I think that article was somewhat controversial then, and perhaps it still is to a large degree today… The reason being? Well, when it comes right down to it, when we are talking about the subject of early FI, without question, the popular consensus and narrative out there across the blogosphere (and other media outlets) is that at the end of the day, cash flow reigns supreme…

Now, I’m not gonna go ahead [click to continue…]


I’m Back!

by FI Fighter on May 18, 2018

in Blog Update, Financial Independence

I’m back! But in my case, I don’t just have “only one thing to say”…  Actually, I have many, many, many things to say and share with everyone…

All in due time.

Unfortunately, due to unresolved matters and current circumstances (that are ongoing still), out of respect for other people who are traversing through the same shitstorm as myself presently (yes, I’ve been away due to investing related deals gone awry) and for my own sake, I will refrain from revealing too much information just yet…

You win some, you lose some… That’s reality and life…

When you strike out big, sometimes you just need time away from everything to reflect and re-assess…

Over the last two months, I’ve had a lot of time for reflection, and I’ve had many epiphanies… What I’ve gone through and am still going through, it’s stuff you would never wish upon even your worst of enemies…

Losing even a little bit of money sucks ass… Losing a lot of money, man, words can’t even begin to explain the devastation…


As I’ve always alluded to on this blog:


“Human psychology and emotions are such that losing $10,000 will sting, hurt, and leave a much more profound impact than say making $50,000… For some people, you could even argue that you need to profit $100,000 in a separate trade to compensate for a $10,000 loss…

In other words, the other side of the trade of losing $1 is needing to make $5 (or more) to offset the severe burn of striking out…”


For myself, losing money investing is all part of the game, and I’ve been very open and public with many of my losses in the past (particularly pertaining to mining stocks)…

From 9/13/17.

That’s not an issue for me at all…

What does rattle my cage, though, is when I’m losing money hand over fist and I feel completely powerless and unable to rectify the situation… To be more succinct — It’s knowing that you’re being fucked over and realizing that you have no way of getting yourself out of the mess in a timely manner… at a minimal loss…

Worst yet, having to throw “good money” after bad… knowing that this wretched (and rekt) ship is going down like the Titanic and cannot be saved…

In the investing game, we call these investments gone terribly wrong “money pits”…

If early FI is the name of the game and ultimate end prize, these money pits, or landmines (as I prefer to call them) can set back your progress a good 5, 10 years… or more…

Just the thought of these fuck ups has kept me up many sleepless nights…

I’m not out of the woods yet, which is why I’m being entirely too vague…

But I will say I genuinely appreciate all the wonderful support I’ve received along the way these past few months as I’ve had to endure my own personal hell…

One day (hopefully soon), when the time is right, I plan to reveal to the world everything that went on… Like always, I’ll give it to you all straight up, raw, and with no sugarcoating… I have never been shy/embarrassed/ashamed to admit my faults, limitations, and most importantly investment fuck ups…

I prefer telling the truth.

Trust me when I say this — Although I’ve had relative success with investing through the years, my biggest mistakes (and lessons learned from them) are so much more valuable and informative to you readers than anything else I post on here…


In any case, I’m about done reflecting… and I realize there’s really nothing more that I can do to better the situation… It is what it is…


It’s about time I got back to doing things that I love… and blogging is definitely at/near the top of my list.


In a world where too many people expect/demand perfection from imperfect people, I’ll be the first to admit to you all:


I am a very flawed individual who has made many terrible decisions in life that I later regretted… Striking out repeatedly isn’t going to deter me to quit and give up on life.


I’m back!


And will keep on pressing on… cuz “sky’s the limit!”


Besides, I’ve missed you all…


Photo Credit:


Hunger – You Can’t Teach It

by FI Fighter on January 17, 2018

in Financial Independence, Thoughts

One thing about being a world traveler is that over time you get to build a comprehensive database filled with so many different people and personalities. But no matter where I go, one thing is constant — Everyone desires financial independence.

In other words, “work (by necessity) sucks”, and everyone out there knows that…

However, when it comes right down to it, I would say only a small minority of the people that I’ve ever met have that burning desire and hunger to actually do something about it so that the amazing dream of being financially free can become a reality.

Although I wouldn’t go as far as to say [click to continue…]


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